/* =========================
   BASE / RESET
========================= */
*,
*::before,
*::after { box-sizing: border-box; }

html, body { height: 100%; }
body {
  margin: 0;
  font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Inter, Roboto, Arial, sans-serif;
  color: #0f172a;
  background: #f5f7fb;
  line-height: 1.6;
}

img { max-width: 100%; display: block; }
a { color: inherit; }
.container { width: min(1120px, 92%); margin: 0 auto; }
.container--narrow { width: min(860px, 92%); margin: 0 auto; }

.center { text-align: center; }
.mt-16 { margin-top: 16px; }
.mt-24 { margin-top: 24px; }
.mt-32 { margin-top: 32px; }

/* =========================
   TOKENS
========================= */
:root{
  --navy: #0f2747;
  --navy2:#0b1f3a;
  --text:#0f172a;
  --muted:#64748b;

  --green:#12b76a;
  --green2:#0f9f5b;

  --blue:#2f63c9;
  --blue2:#2457bf;

  --card:#ffffff;
  --cardBorder:#e7edf6;
  --shadow: 0 10px 28px rgba(2, 8, 23, 0.08);
  --shadow2: 0 14px 34px rgba(2, 8, 23, 0.10);

  --r12: 12px;
  --r16: 16px;
  --r20: 20px;
}

/* =========================
   TYPOGRAPHY
========================= */
h1, h2, h3, h4 { line-height: 1.15; margin: 0 0 10px; letter-spacing: -0.02em; }
p { margin: 0 0 14px; color: var(--muted); }

.eyebrow{
  font-size: 12px;
  font-weight: 800;
  letter-spacing: .12em;
  text-transform: uppercase;
  color: #2f63c9;
  margin-bottom: 10px;
}

.lead{
  font-size: 16px;
  color: #5b6b82;
}

/* =========================
   BUTTONS
========================= */
.btn{
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 10px;
  text-decoration: none;
  border-radius: 999px;
  padding: 12px 18px;
  font-weight: 800;
  font-size: 14px;
  border: 1px solid transparent;
  cursor: pointer;
  transition: transform .12s ease, box-shadow .12s ease, background .12s ease, border-color .12s ease;
  white-space: nowrap;
}
.btn:active { transform: translateY(1px); }

.btn--lg { padding: 14px 22px; font-size: 15px; }
.btn--xl { padding: 16px 28px; font-size: 16px; }

.btn--green{
  background: linear-gradient(180deg, var(--green), var(--green2));
  color: #fff;
  box-shadow: 0 10px 22px rgba(18,183,106,.25);
}
.btn--green:hover{ box-shadow: 0 14px 26px rgba(18,183,106,.32); }

.btn--blue{
  background: linear-gradient(180deg, var(--blue), var(--blue2));
  color: #fff;
  box-shadow: 0 12px 26px rgba(47,99,201,.24);
}
.btn--blue:hover{ box-shadow: 0 16px 32px rgba(47,99,201,.30); }

.btn--white{
  background: #fff;
  color: var(--navy);
  border-color: rgba(255,255,255,.35);
  box-shadow: 0 10px 22px rgba(0,0,0,.12);
}
.btn--white:hover{ box-shadow: 0 14px 28px rgba(0,0,0,.16); }

.btn--ghost{
  background: #fff;
  color: var(--navy);
  border: 1px solid var(--cardBorder);
  box-shadow: none;
}
.btn--ghost:hover{ border-color:#d8e3f4; box-shadow: 0 8px 20px rgba(2,8,23,.06); }

/* =========================
   HEADER / NAV (matches screenshots)
========================= */
.topbar,
.navbar{
  background: var(--navy);
  position: sticky;
  top: 0;
  z-index: 999;
  box-shadow: 0 10px 28px rgba(0,0,0,.10);
}

.topbar__inner,
.nav-inner{
  display: grid;
  grid-template-columns: 220px 1fr 280px;
  gap: 16px;
  align-items: center;
  padding: 14px 0;
}

.brand__logo,
.logo{
  color: #fff;
  text-decoration: none;
  font-weight: 900;
  letter-spacing: -0.02em;
  font-size: 18px;
}

.brand__logo span { color: #cfe6ff; }
.brand__logo .dot { color: rgba(255,255,255,.78); }

.nav{
  display: flex;
  justify-content: center;
  align-items: center;
  gap: 22px;
  flex-wrap: wrap;
}

.nav__link,
.navbar nav a{
  color: rgba(255,255,255,.78);
  text-decoration: none;
  font-weight: 700;
  font-size: 13px;
  padding: 8px 10px;
  border-radius: 10px;
  transition: background .15s ease, color .15s ease;
}
.nav__link:hover,
.navbar nav a:hover{
  color: #fff;
  background: rgba(255,255,255,.08);
}

.nav__link.is-active,
.nav__link.active{
  color: #fff;
  background: rgba(255,255,255,.10);
}

.topbar__cta,
.cta{
  display: flex;
  justify-content: flex-end;
  align-items: center;
  gap: 12px;
}

.topbar__phone,
.phone{
  color: rgba(255,255,255,.86);
  text-decoration: none;
  font-weight: 800;
  font-size: 13px;
}

/* Mobile header */
@media (max-width: 980px){
  .topbar__inner,
  .nav-inner{
    grid-template-columns: 1fr;
    justify-items: center;
    padding: 14px 0 16px;
  }
  .topbar__cta, .cta { justify-content: center; }
}

/* =========================
   HERO (home + state)
========================= */
.hero{
  background: linear-gradient(180deg, #1b3a68 0%, #102a4a 70%, #0b1f3a 100%);
  color: #fff;
  padding: 74px 0 64px;
  text-align: center;
}
.hero__title, .hero h1{
  font-size: 44px;
  margin: 0 0 12px;
}
.hero__subtitle, .hero p.subheadline, .hero p{
  color: rgba(255,255,255,.86);
  max-width: 780px;
  margin: 0 auto 18px;
}
.hero__micro{
  margin-top: 10px;
  font-size: 12px;
  color: rgba(255,255,255,.74);
}
@media (max-width: 640px){
  .hero__title, .hero h1{ font-size: 32px; }
}

/* =========================
   TRUST STRIP (3 icons line under hero)
========================= */
.trust-strip{
  background: #0e2340;
  color: rgba(255,255,255,.78);
}
.trust-strip__inner{
  display: flex;
  justify-content: center;
  gap: 26px;
  flex-wrap: wrap;
  padding: 14px 0;
}
.trust-strip__item{
  font-size: 12px;
  font-weight: 800;
  display: inline-flex;
  align-items: center;
  gap: 10px;
}

/* =========================
   SECTIONS / PAGE HERO
========================= */
.section{ padding: 54px 0; }
.section--tight{ padding: 46px 0; }
.section--alt{
  background: #eef3fb;
  border-top: 1px solid #e6eef9;
  border-bottom: 1px solid #e6eef9;
}
.section__head{ margin-bottom: 20px; }
.section__title{ font-size: 30px; }
.section__lead{ max-width: 820px; margin: 8px auto 0; color: var(--muted); }

.page-hero{
  padding: 44px 0 26px;
  background: #f5f7fb;
}
.page-hero h1{ font-size: 38px; }

/* =========================
   CARDS (matches screenshot look)
========================= */
.card,
.glass-card,
.service-card,
.review-card,
.value,
.faq-row,
.info-card,
.team-card,
.tip{
  background: var(--card);
  border: 1px solid var(--cardBorder);
  border-radius: var(--r20);
  box-shadow: var(--shadow);
}

.glass-card{ /* keep class name used in your HTML, but make it crisp */
  backdrop-filter: none;
  -webkit-backdrop-filter: none;
}

.card:hover,
.service-card:hover,
.value:hover{
  box-shadow: var(--shadow2);
  transform: translateY(-2px);
  transition: .18s ease;
}

.prose-card{ padding: 22px; }
.help-card{ padding: 24px; text-align: center; }
.help-card h3{ font-size: 18px; color: var(--text); margin-bottom: 6px; }
.help-card p{ color: var(--muted); margin-bottom: 14px; }

/* =========================
   GRIDS
========================= */
.grid{ display: grid; gap: 18px; }
.grid--2{ grid-template-columns: repeat(2, minmax(0,1fr)); }
.grid--3{ grid-template-columns: repeat(3, minmax(0,1fr)); }
.grid--4{ grid-template-columns: repeat(4, minmax(0,1fr)); }

@media (max-width: 980px){
  .grid--4{ grid-template-columns: repeat(2, minmax(0,1fr)); }
}
@media (max-width: 820px){
  .grid--3{ grid-template-columns: repeat(2, minmax(0,1fr)); }
  .grid--2{ grid-template-columns: 1fr; }
}
@media (max-width: 560px){
  .grid--3{ grid-template-columns: 1fr; }
}

/* =========================
   HOW IT WORKS
========================= */
.how{ display: grid; gap: 14px; max-width: 860px; margin: 0 auto; }
.how__item{
  display: flex;
  gap: 14px;
  padding: 18px;
  border-radius: var(--r20);
  border: 1px solid var(--cardBorder);
  background: #fff;
  box-shadow: 0 10px 24px rgba(2,8,23,.06);
}
.how__num{
  width: 34px; height: 34px;
  border-radius: 999px;
  display: inline-flex;
  align-items: center; justify-content: center;
  font-weight: 900;
  color: #fff;
  background: linear-gradient(180deg, var(--blue), var(--blue2));
}
.how__title{ font-size: 16px; margin: 0 0 2px; }
.how__text{ margin: 0; color: var(--muted); }

/* =========================
   ICON ROW
========================= */
.icon-row{
  display: grid;
  grid-template-columns: repeat(4, minmax(0,1fr));
  gap: 18px;
  text-align: center;
}
.icon-row__item{
  background:#fff;
  border:1px solid var(--cardBorder);
  border-radius: var(--r20);
  padding: 18px 14px;
  box-shadow: 0 10px 24px rgba(2,8,23,.06);
}
.icon-row__title{ font-weight: 900; }
.icon-row__text{ font-size: 13px; color: var(--muted); margin-top: 4px; }
@media (max-width: 820px){ .icon-row{ grid-template-columns: repeat(2, minmax(0,1fr)); } }
@media (max-width: 520px){ .icon-row{ grid-template-columns: 1fr; } }

/* =========================
   REVIEWS
========================= */
.review-card{ padding: 18px; }
.review-card__stars{ color:#f5b301; font-weight: 900; letter-spacing: .06em; }
.review-card__quote{ margin: 8px 0 14px; color:#1e293b; font-weight: 600; }
.review-card__meta{ display:flex; justify-content: space-between; gap: 10px; align-items: center; }
.review-card__pill{
  font-size: 11px;
  font-weight: 900;
  color:#0f5e3b;
  background: #e9f9f1;
  border: 1px solid #c9f1dc;
  padding: 6px 10px;
  border-radius: 999px;
}

/* =========================
   SPLIT LAYOUT
========================= */
.split{
  display: grid;
  grid-template-columns: 1.15fr .85fr;
  gap: 22px;
  align-items: start;
}
@media (max-width: 820px){ .split{ grid-template-columns: 1fr; } }

/* =========================
   LISTS
========================= */
.list{ margin: 10px 0 0; padding-left: 18px; }
.list li{ margin: 6px 0; color: var(--muted); }
.numbered{ margin: 12px 0 0; padding-left: 18px; }
.numbered li{ margin: 8px 0; color: var(--muted); }

/* =========================
   CTA SECTIONS
========================= */
.cta-blue{
  background: linear-gradient(180deg, #2f63c9 0%, #2b5bbc 100%);
  color: #fff;
  padding: 62px 0;
  text-align: center;
}
.cta-blue__title{ font-size: 30px; margin: 0 0 10px; }
.cta-blue__text{ color: rgba(255,255,255,.88); max-width: 820px; margin: 0 auto 18px; }
.cta-blue__micro{ margin-top: 10px; font-size: 12px; color: rgba(255,255,255,.78); }

.cta-green{
  background: linear-gradient(180deg, #12b76a 0%, #0f9f5b 100%);
  color: #fff;
  padding: 62px 0;
  text-align: center;
}
.cta-green__title{ font-size: 30px; margin: 0 0 10px; }
.cta-green__text{ color: rgba(255,255,255,.88); margin: 0 0 18px; }

.cta-dark{
  background: #0e2340;
  color: #fff;
  padding: 70px 0;
  text-align: center;
}
.cta-dark__title{ font-size: 30px; margin: 0 0 10px; }
.cta-dark__text{ color: rgba(255,255,255,.84); margin: 0 0 18px; }
.cta-dark__actions{ display:flex; gap: 12px; justify-content:center; flex-wrap: wrap; }

/* =========================
   FAQ / STILL SECTION
========================= */
.faq-list{ display:flex; flex-direction: column; gap: 14px; }
.faq-row{ padding: 18px; }
.faq-row__q{ font-weight: 900; color: #0f172a; margin-bottom: 8px; }
.faq-row__a{ color: var(--muted); }

.still{
  margin-top: 28px;
  padding: 26px 18px;
  border-radius: var(--r20);
  background: #fff;
  border: 1px solid var(--cardBorder);
  box-shadow: var(--shadow);
  text-align: center;
}
.still__title{ font-size: 20px; color: var(--text); }
.still__text{ color: var(--muted); }
.still__actions{ margin-top: 14px; display:flex; gap: 12px; justify-content:center; flex-wrap: wrap; }

/* =========================
   CONTACT PAGE BLUE PANEL
========================= */
.contact{
  display:grid;
  grid-template-columns: 1fr 1fr;
  gap: 18px;
  align-items: start;
}
@media (max-width: 820px){ .contact{ grid-template-columns: 1fr; } }

.blue-panel{
  padding: 30px 22px;
  border-radius: var(--r20);
  background: linear-gradient(180deg, #2f63c9 0%, #2b5bbc 100%);
  color:#fff;
  box-shadow: 0 18px 42px rgba(47,99,201,.22);
}
.blue-panel__title{ text-align:center; font-size: 22px; margin: 0 0 8px; }
.blue-panel__text{ text-align:center; color: rgba(255,255,255,.88); margin: 0 0 16px; }
.blue-panel__micro{ text-align:center; margin-top: 10px; font-size: 12px; color: rgba(255,255,255,.78); }

/* =========================
   FOOTER (matches screenshot columns)
========================= */
.footer{
  background: var(--navy2);
  color: rgba(255,255,255,.80);
}

.footer__grid,
.footer-grid{
  display: grid;
  gap: 26px;
  grid-template-columns: 1.3fr .7fr .7fr 1fr;
  padding: 44px 0 24px;
}

.footer__brand{
  font-weight: 900;
  font-size: 16px;
  margin-bottom: 10px;
  color:#fff;
}

.footer__title, .footer h4{
  font-weight: 900;
  font-size: 13px;
  margin-bottom: 12px;
  color:#fff;
}

.footer__text{
  color: rgba(255,255,255,.68);
  font-size: 13px;
}

.footer__link,
.footer a{
  display:block;
  text-decoration:none;
  font-weight: 700;
  font-size: 13px;
  color: rgba(255,255,255,.72);
  padding: 6px 0;
}

.footer__link:hover,
.footer a:hover{ color:#fff; }

.footer__meta{
  font-size: 13px;
  color: rgba(255,255,255,.72);
  margin: 8px 0;
}
.footer__meta a{
  color: rgba(255,255,255,.90);
  text-decoration:none;
  font-weight: 900;
}

.footer__bottom,
.footer-bottom{
  display:flex;
  justify-content: space-between;
  align-items: center;
  gap: 12px;
  flex-wrap: wrap;
  padding: 14px 0 22px;
  border-top: 1px solid rgba(255,255,255,.08);
  color: rgba(255,255,255,.62);
  font-size: 12px;
}

.footer__legal a{
  color: rgba(255,255,255,.70);
  font-weight: 800;
  text-decoration:none;
}
.footer__legal a:hover{ color:#fff; }
.sep{ margin: 0 8px; opacity: .55; }

@media (max-width: 980px){
  .footer__grid, .footer-grid{ grid-template-columns: 1fr 1fr; }
}
@media (max-width: 560px){
  .footer__grid, .footer-grid{ grid-template-columns: 1fr; }
  .footer__bottom, .footer-bottom{ justify-content:center; text-align:center; }
}